Federal Student Loans

Some student loan borrowers may soon qualify for lower monthly payments: eligibility and requirements

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Some student loan borrowers

For millions of Americans burdened by student loans, real relief may finally be on the horizon. Under new federal guidelines announced in late 2025, more borrowers will soon qualify for lower monthly payments through expanded income-driven repayment (IDR) options. Unlike one-time loan forgiveness programs, this change permanently adjusts the formula used to calculate payments, ensuring … Read more

What Impact Will the End of the Biden-Era SAVE Plan Have on Student Loan Borrowers?

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What impact will the end of the Biden-era

Millions of federal student loan borrowers were relieved when the Biden-era Savings on a Valuable Education (SAVE) plan was introduced, offering more borrower-friendly terms, including capped monthly payments, limited interest accumulation, and clearer paths to debt forgiveness. However, with the current administration reviewing policies and considering the potential end of the SAVE plan, uncertainty has … Read more